All LifeMath versions keep financial information safely off line on your home computer

Identity information and account numbers are never required, requested for or entered

Really private information can be entered as "Miscellaneous" or "Because I want to"

LifeMath runs on smart phones with limitations

Support is provided by your legal, financial, medical or mental health professionals

LifeMath can be configured for small businesses and coordinated with personal finances

LifeMath requires Excel

Computer speakers must be on and Excel Speak enabled for audio

Voice input is available with dictation software

Please allow 30+ seconds for files to download. Files may be re-saved with a name of your choice!

​​​​​LifeMath Student  Introduces students on how to synchronize their finances. It short circuits advertiser and peer pressure

​by letting kids balance what they want and need today with what they know they'll want and need tomorrow.  It's easier to

use than the computer games they play! Copies may be made for all students in a household. LifeMath can be presented in

schools in a single class without compromising students' confidentialities or privacies. $35 (Call for special rates for schools.) 

Click here to download a 2 minute  LifeMath Student demo.

LifeMath Solo  transitions young people into financially synchronized consumers by using reality to show them how to think

(not what to think) about their personal and household finances. It's completed in about 30 minutes and can be quickly updated

for an entire year. $55 Click here to download a 3 minute  LifeMath Solo demo.


 LifeMath Lite  is the do it once and done version for consumers who haven't the time or inclination to micro-manage their finances.
It also works great for people who prefer to take a financial $elfie occasionally. It's done in about 45 minutes and can be updated in seconds for an entire year. $125  Click here to download a 4 minute LifeMath Lite demo.    

LifeMath Complete is for consumers who want complete control of short and long term finances and want all their accounts to be automatically settled - including interest amounts they're paying and receiving verified calculated accurately. It's completed in
​about 90 minutes and updated in seconds for an entire year. $195 
​​ Click here to download ​a 5 minute LifeMath Complete demo.



​ You have your own way of handling household finances! LifeMath doesn't try to change that. It simply and objectively shows you

 the short and long term financial results of your wants, needs and obligations before you commit to them! 

 It privately displays weekly in advance for a year. A LifeMath version also privately displays it yearly for 15 years.

 LifeMath accuracy is 100% (adjusted 10% for luck - 5% good luck, 5% bad luck). That gives LifeMath users a 95% chance of living the life   they want - including making the changes they want along the way! The alternative living paycheck to paycheck gives people, at best,

 less than a 50/50 chance of living it financially, physically or emotionally.

 LifeMath greatly enhances communication and cooperation among household members and improves interactions with and among   your financial, legal, mental health and medical professionals.


 LifeMath anticipates your inputs, prevents input errors and is easy to start, stop and restart any time(s). It's so SIMPLE and INTUITIVE

 that old fashioned instructions and directions are unnecessary (the hallmark of superior technology). Pop ups and audio will walk and

 talk you  through it! ​ There is no need to prepare by digging out statements and paperwork. Just make one quick input pass from 
and a second with input from the members of your household and any specific paperwork or statements.

 Seeing the math of their life for the first time is very emotional for most people. It may not look as good as they hoped but it won't look as   bad as they feared and everything can be made better! Often one household member steps up and uses LifeMath to keep the household   financially focused. That may even be a teen who gets paid or receives special perks for doing it!

  LifeMath is the only household finance technology awarded an Intellectual Properties Copyright by the US Copyright Office and listed in the US Library of Congress. 


Three and a half decades of proven personal and
household finance management technology.

400 Narragansett Parkway ED3

Warwick, RI 02888

(401) 941 2020

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LifeMath is a registered 1998 Trademark

​of Moneywatch Ltd  All rights reserved.

  LifeMath is in its public Beta stage. FIRST click the interactive demo(s) below left to download the version(s) best suited to your lifestyle.  

  THEN click the app in box(s) below right to download your free interactive LifeMath app.

                                                                   LifeMath is time sensitive. Beta offer expires on 9/15/21.

                                                          Please use the form below or email to report issues or suggestions. 
​  T
here is no offer of employment or inducement for you to Beta test this software other than your receiving these apps free of charge.  Thank you for being a Beta Tester!