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FAQs

What is the difference between LifeMath AI and budgeting? Budgets are asymmetrical because they try to cram every time frame in which finances happen (daily, weekly, semi- monthly, monthly, quarterly, semi-annually, annually and occasionally), into one time frame, either weekly or monthly. That makes them mathematically timed to crash and burn before first month is lived!

The LifeMath AI app is a multi-account, multi-timeframe, multi-transactional consumer cash flow proforma.
It calculates, coordinates, synchronizes and presents individual and household economics, in advance,
by week for 52 weeks and by year for fifteen years. It's the only consumer cash flow pro forma awarded a registered copyright by the US Copyright Office and recorded in the US Library of Congress.

LifeMath AI is the only fully functional 21st century household finance technology that works equally well for the financially secure, the financially stressed and everyone in-between.

How much consumer training is necessary to use the technology? Because LifeMath AI contains only words and concepts consumers hear, see and use every day, its ten-minute orientation video is all that's needed to become competent with the app.

How much time does LifeMath AI take to set up and update? Set up takes a morning for a household of four members and, if utilized as designed, can be updated in twenty minutes weekly including settling checking, savings, credit and debit card accounts.

Is LifeMath AI a proven technology? LifeMath AI evolved over three decades and 10,000+ consults. It is fully, functional and works SAFELY OFFLINE for every financial transaction in the national economy. It does not need or use the Internet, account numbers, financial buzz words, convoluted instructions/directions or concepts foreign to most consumers. Familiar fill in the blank and drop-down boxes walk and talk Users through entering information. Input error avoidance is built in and an extensive EXAMPLES page functions as a convenient tickler list to assure Users don't forget to input anything.

Does LifeMath AI sell, promote, recommend, offer or endorse products or services? No! LifeMath AI has no overt or covert agendas. Its sole function is to provide consumers with objective, understandable and accurate information so they can make good economic and lifestyle decisions for their households and themselves - with or without professional assistance.

Does LifeMath AI have to be followed exactly? No! It was especially designed to be changed! Users follow their own input as closely or as loosely as they desire. They may start anytime during a year and change, stop and restart with ease. LifeMath AI always indicates where they are and where they're going to be economically. If Users like what they see, they go for it! If not LifeMath AI proposes every practical solution there is to change it quickly, safely and comfortably.

NOTE: Children learn lifestyle and consumer finances from parents and cultures - need more be said given that 8 in 10 Americans live paycheck to paycheck many with inappropriate debt and insufficient savings? Households are like financial football teams whose players have their own plays. Each has different responsibilities, needs, wants, and they’re all in different places and times in their lives. Is there any wonder why so many families are financially dysfunctional? LifeMath AI technology mitigates family relationship issues with two versions, one for households and a solo one for students, singles and seniors.

What if Users receive bad news financially? Reality is that "news" may not always be as good as hoped, but it isn't likely to be as bad as feared. LifeMath AI enables Users to cope better with bad news and enjoy good news more.

What if household members decline to participate? Ask them how much personal money they'll need during the next year on a weekly or monthly basis, enter it in the app, show them their effect on household finances, disburse it to them accordingly and let them manage their own finances however they wish.

How are incomes entered if they are unknowable or vary greatly? Zero is entered for those incomes, and the negative amounts on the checking graph indicate how much and by when money must be earned to support the lifestyle entered. People who are uncomfortable with it need to earn more or spend less.

What if income is knowable but outgo isn't? Incomes are entered and graphs indicate how much can be spent and by when.

What happens if Users make input errors, enter wrong amounts or leave out information? LifeMath AI analyzes every input and prevents errors from being entered. It by prompts for information that's missing and/or if there are cash flow and/or other issues. The graphs look out of shape and sync if the information entered is unreasonable, incomplete, inappropriate or in error.

What's the most important aspects of LifeMath AI? It enables people to stop living paycheck to paycheck
and start living their lives by design rather than by default!

What's the cost for LifeMath AI? There are two apps, LifeMath AI for households and LifeMath Solo for students, singles and seniors. LifeMath AI is $195 and includes the Solo version for household members. LifeMath Solo alone is $95.

LifeMath AI comes with a 100% money back guarantee that it will work for you - however, you must make a legitimate effort to make it work and/or, without additional cost, allow an online LifeMath AI pro to assist you in making it work.